Paying in another currency
If you travel between countries, compare the cost of paying in local currency with Wise against your existing card. If a terminal offers conversion to your home currency, check the rate before accepting it.
Money in different currencies
Wise for Travellers: Do You Need a Multi-Currency Account?
Before your next border crossing, compare how you will pay, withdraw cash and send money. Wise provides multi-currency features in eligible countries; card availability and charges depend on your circumstances.
Four situations worth comparing
Getting cash at an ATM
Wise withdrawal fees and any allowance depend on where your card was issued. ATM operators may add their own charges. Check your available limit and the on-screen fee before withdrawing.
Sending money across borders
For rent deposits, shared trip costs or transfers to another country, compare the recipient's final amount, conversion fee, delivery estimate and local alternatives before sending.
Receiving money while abroad
For working holidays and longer stays, check whether your residence and the currency support the account details you need. Do not assume an employer or landlord will accept them.
When it can help
Comparing exchange rates before spending and managing supported currencies can simplify a multi-country trip. International transfers may also help with shared travel expenses or income.
What to check first
Check whether your country of residence supports a Wise account and card, current conversion quotes, ATM fees and limits, local acceptance and transfer timings. Bring a backup card and emergency cash.
Wise or a local bank account?
A multi-currency card may suit frequent border crossings. A local account can be more useful for long stays, local wages or accommodation payments.
Before you rely on Wise alone
Having a Wise account does not guarantee you can order a card in your country or use it at every destination. Fees, verification, card acceptance and local account details vary. Always carry a second way to pay.
Check current Wise features and fees
Affiliate disclosure: TRADEL may receive a commission from the link. We do not guarantee rates, eligibility, card acceptance or prices.
Two quick questions
Is Wise always cheaper?
No. Compare the live rate, fees and available alternatives for your actual currency.
Can everyone get a Wise card?
No. Eligibility and card availability depend on residence and current terms.